SIP
SIP Investment Page – All About Systematic Investment Plans
A Systematic Investment Plan (SIP) is a method of investing in mutual funds in small, regular installments. Instead of making a one-time investment, you commit to invest a fixed amount every month (or quarter). These contributions automatically get debited and invested for you. SIPs have become very popular among Indian investors because they encourage disciplined investing without the stress of timing the market. By investing continuously, you benefit from market averaging and the power of compounding for long-term wealth creation.
How SIPs Work
When you invest via SIP, you purchase units of a mutual fund each month. For example, if the fund’s unit price (NAV) is low this month, your fixed amount buys more units; if the price is high next month, your amount buys fewer units. Over time, this rupee-cost averaging means you purchase at an average cost, shielding you from market volatility. All you have to do is start – the process runs on autopilot thereafter.
Benefits of SIP Investing
Investing through SIP offers several advantages over lump-sum investing:
Start Small and Grow
You don’t need a large sum to begin. Even a college student or new professional can start with a small monthly amount (some funds allow…
Power of Compounding
Over the years, the returns on your investments get reinvested and generate their own returns. This snowball effect (compounding) can turn small contributions into a…
No Need to Time the Market
Markets rise and fall, which can be stressful if you’re trying to guess the perfect moment to invest. With SIP, you invest consistently through all…
Goal-Based Investing
It’s easy to align SIPs with specific goals. For instance, start one SIP for your retirement, another for a home down payment, and maybe one…
Flexibility and Control
SIPs aren’t binding commitments. You can increase your contribution, pause, or stop your SIP whenever needed. You’re in control. There are typically no penalties for…
Financial Discipline
SIPs instill a habit of saving. The money is invested before you get a chance to spend it, ensuring you pay yourself (towards your goals)…
SIP
Types of SIPs
Not all SIPs are one-size-fits-all. There are a few variations designed to suit different needs
(All these SIPs operate on the same principle – regular investing – but with slight tweaks to give you flexibility. We can help you choose the type that fits you best.)
How to Get Started with a SIP at WealthGuru
Getting started is simple and quick. Here’s a step-by-step guide:
Start
Why Start a SIP with thewealthGuru.in?
We provide end-to-end support – from helping you pick the right funds to assisting with paperwork and ongoing process. Our platform simplifies investing so that even if you’re a complete beginner, you’ll feel confident. Many first-time investors worry about where to begin; at thewealthGuru.in, we take care of the heavy lifting while you reap the rewards.
SIP Calculator – Estimate Your Investment Growth
Planning ahead is easier with our handy SIP calculator. Use the tool below to see how your money could grow over time with a SIP:
How to use:
Enter the monthly amount you plan to invest, how many years you’ll invest for, and an expected annual return rate (for equity mutual funds, 10-12% is often used as an estimate, though actual returns vary).
Hit Calculate, and you’ll see the Total Invested (your contribution), Estimated Returns (the profit earned), and the Final Amount (what you could have at the end).
This is a great way to set goal targets – for example, see how much a ₹5,000/month SIP can grow in 15 years.
SIP
Start Your SIP Today
There’s a famous saying – “The best time to start investing was yesterday. The second-best time is today.”
No matter your age or income, starting early gives your money more time to grow. Take the first step by starting a SIP with WealthGuru. It’s simple, rewarding, and tailored for you.
Got questions or need help choosing a plan? We’re just a call or click away to guide you.